About POLi

POLi is the online payment option that allows you to use your Internet Banking to securely pay for goods and services.

With POLi you no longer need to have a credit card when shopping online. POLi allows you to pay for your purchases straight from your bank account using your Internet Banking. Unlike a credit card, there are no fees to use POLi. It’s free and you don’t have to register.


Why you need POLi on your website


Save money

No monthly account fee. Transaction fees are just 1% of the transaction value and the maximum fee per transaction is capped at $3, regardless of the transaction value. On a credit card transaction of $1,000 you’d pay $25 in fees. With POLi you’d pay just $3.


Reach more customers

Using POLi your customers no longer need to have a credit or debit card when shopping online at your store or, paying a bill. POLi allows them to make a payment for purchases, or pay a bill, using money straight from their bank account. More than 1.1 million adult New Zealanders do not own a credit card, using POLi you can reach them.


Fast payment reconciliation

POLi payments are transferred directly from the customer’s account to your bank account. POLi fills out all the payment information - so there’s no way for customers to enter incorrect information. This ensures payment details shown in your bank account are 100% correct and makes reconciling payments with sales transactions simple.


Easy integration

POLi integrates easily with a wide range of web and e-Commerce platforms, shopping carts and retail solutions, including Shopify, WooCommerce, Opencart, Magento, Zencart, Prestashop, Website Builder, Zeald and many more. POLi also integrates with Xero for bill payments and has a full API for custom developers.

Best in class security features

When your customers pay with POLi the transaction is protected by their Internet Banking security. Customers’ confidential information is not disclosed to any third party, including us.

  • POLi does not capture usernames or passwords

  • Our software is regularly reviewed by independent security companies

  • POLi checks the bank website's SSL certificate and thumbprints to ensure you are talking directly to your bank

  • POLi works with some of the most trusted brands online